Federal PLUS Loan funds help pay for college expenses. Learn about the types, who borrows, the qualifications, the interest rate, if there is an origination fee, borrowing limits, when repayment starts, how to select a loan, and more. …

Learn details of each program, why consolidation is necessary, and where to go for more information.…

With the federal government's new SAVE Repayment Plan, a PLUS Loan may become eligible for repayment if borrowers have at least two federal loans, if the loans are consolidated twice, and if consolidation occurs before July 1, 2025…

MEFA advises using college savings, taking advantage of an interest-free monthly payment plan, and working part time to minimize borrowing for college.…

Topics explained include the amount to borrow, monthly payment, application timeline, application process, and getting the loan funds…

Topics include the amount to borrow, the timing of applying, reducing loan amounts, and increasing loan amounts …

Federal loans can be subsidized or unsubsidized, have an interest rate that changes with each year's loans, and tend to be more lenient with repayment. Private loans are offered by various lenders, typically have interest rates tied to credit scores, and usually are stricter with repayment.…

Get the facts including interest rates, no application or origination fees, instant decision on complete applications, multiple repayment options, set monthly payments, and expert guidance. …

Before borrowing, take into consideration what you expect to make in your first job, what your loan payment will look like when you graduate, and what you estimate your other future expenses to be. …

Make 120 eligible payments while working for an eligible employer, it doesn't matter what you do for a living, don't consolidate unless you are required to, submit your proof of employment annually, and don't pay more than you have to.…