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Keep up to date with the latest news about planning and financing a college education and preparing for your financial future, from experts here at MEFA and across the industry. Browse through our blog and use it as your very own college planning guide.

Private Student Loans vs. Federal Student Loans: What's the Difference?
Federal loans can be subsidized or unsubsidized, have an interest rate of 2.74% for the 2020-21 academic year, and tend to be more lenient with repayment. Private loans are offered by various lenders, typically have interest rates tied to credit scores, and usually are stricter with repayment.…
By Shaun Connolly    |
5 Facts About Federal Student Loans
Facts include you must complete a process called Entrance Counseling, The Master Promissory Note (MPN) is a legal document that must be signed by the loan borrower, only the student is the sole borrower, there are origination fees and both annual and lifetime amounts, and you have multiple repayment options. …
By Jonathan Sparling    |
Word of the Day Wednesday: Origination Fee
Learn about the Origination Fee, the cost associated with borrowing a Federal Direct Student Loan and some private loans.…
By Lisa Rooney    |
Word of the Day Wednesday: Subsidized/Unsubsidized Loan
A subsidized loan is based on the student's eligibility for need-based federal financial aid, while an unsubsidized loan does not require the student to demonstrate any eligibility for need-based federal financial aid and is available to both undergraduate and graduate students.…
By Meredith Clement    |
College Decision Time: Federal Student Loan FAQs from our ACAs
Learn about Federal direct Loans including when the interest rate is determined, how interest accumulates, the difference between subsidized and unsubsidized loans. …
By Meredith Clement    |
What's In a Name? Breaking Down the Federal Direct Student Loan Program
Learn about Federal Direct Student Loans and the difference between subsidized and unubsidized loans. …
By      |
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