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Pay for College

College Cost Calculator

Use this college cost calculator when you receive financial aid award letters to compare the aid you receive and determine your estimated college costs and balance due at each prospective college. Final costs for your selected college will be determined at the time your bill is issued, typically in June or July.  Use this calculator every year to get an estimate of your annual college costs.

Use the Calculator

  • College Name
  • Annual Costs
  • Tuition & Fees
  • Room and Board
  • Books & Supplies
  • Health Insurance
  • Other Costs:
  • Annual Gift Aid
  • Federal Pell Grant
  • Federal SEOG
  • State Grant/Scholarships
  • College Grants/Scholarships
  • Outside/Private Scholarships:
  • Student Loans
  • Federal Direct Subsidized Loan
  • Federal Direct Unsubsidized Loan
  • School-Specific Student Loan
  • Other Resources
  • Work-Study
  • Other Resources/Savings:
  • Total Annual Costs
  • Total Annual Gift Aid
  • Total Student Loans
  • Total Other Resources
  • Remaining Cost
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Federal PLUS Loan
If you received a Federal PLUS Loan on your financial aid offer, consider it as merely a suggestion from the financial aid office. Your parent will still need to apply for this loan and pass a credit check to borrow any amount. The PLUS Loan origination fee and interest rate may be higher than other private loans.
Payment Plans
Most colleges offer payment plans that allow you to pay your college bill over several months. Payment plans often require a small fee but do not charge interest. Check with the college's financial aid office for more details.
Private Loans
If you are considering borrowing a private loan to cover a portion of your remaining cost, use our Loan Payment Calculator to estimate your future monthly payment and total loan cost.
Paying the College Bill
Remember, your family will need to cover your remaining cost at the college you choose every year for four years (or more). Keep a four-year plan in mind as you make your college selection. For guidance in paying your college bill, which will arrive sometime this summer, view our webpage here
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