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About Us

Providing Financial Help for Students and Families

We provide guidance, events, and products to help families plan for college and reach financial goals, as well as training and resources for counselors and higher education professionals.


Our dependable prepaid tuition program, the U.Plan, helps you save money for college and caps college tuition at today's costs at over 70 colleges and universities across Massachusetts.

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Professionally managed by Fidelity Investments, MEFA's U.Fund is the Massachusetts 529 college savings plan. It's affordable, tax-advantaged, and accepted at virtually any college in the country.

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Student Loans

Our low-cost undergraduate and graduate loans offer fixed interest rates, various repayment options, and are available to students anywhere in the U.S. And our Education Refinancing Loan is designed to lower your interest rate and monthly loan payments.

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MEFA Pathway

Our free college and career planning website, MEFA Pathway Your Plan for the Future, offers interactive tools and key information to help students in grades 6-12 navigate a successful path to post-secondary education and into a career.

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We provide close to 100 free college planning webinars each year on a variety of topics. We also host virtual community events for younger families to encourage planning and saving for college.

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Our website,, includes blogs, timelines, videos, calculators, and more, all designed to help you with every step of college planning.

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Training for Counselors

We provide essential tools to help high school and college access counselors advise families and enhance professional skills, including college planning webinars, online resources, and professional development certification.

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Resources for College Administrators

We have been collaborating with college and university administrators in Massachusetts for more than 30 years. Today, we offer training and resources that cover financial aid, MEFA Loans, and other college planning topics relevant to Massachusetts families.

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The Attainable Savings Plan

The Attainable Savings Plan℠ provides a means for individuals with disabilities and their families to save in a tax-advantaged account for health and personal care expenses.

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Informative Emails

Our comprehensive emails for families, school counselors, and college administrators provide important information, key updates, and valuable resources on a wide range of topics related to college planning.

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