Learn about interest capitalization, when it typically happens, how you can avoid it, and what the exceptions are. …

MEFA is advising student loan borrowers of a recent wave of student loan debt relief scams using high-pressure sales tactics and promising repayment assistance in exchange for upfront fees.…

Read one woman's story of how she fits student loan payments into her budget and learn how you can make repayment work with your larger financial goals. …

Get answers to questions on Federal Direct Student Loans, the PLUS Loan, co-borrowers, loan amount and timing, loans for multiple children, repayment, and credit. …

Learn if you can set up a monthly auto-pay, how early you can begin repayment, if there's a penalty for repaying early, how many servicers you may have, and how to consolidate. …

Learn about student loan deferment, if it could impact your credit score, what to consider when deferring, and how to request deferment. …

Prepayments will now count as a qualifying payment, lump sum payments will now count for as many qualifying payments as they cover, and borrowers must now complete only one form to apply for loan forgiveness. …

Assistance to students includes help if a student withdraws from college due to COVID, suspension of payments and interest on Federal Direct Student Loans and FFELP Loans, and suspension of wage garnishment. …

Learn about common tactics scammers use, how to identify a scam, how to report a scam, and what to do if you've responded to a scammer. …

Tips include finding scholarships, renting textbooks, participating in MassTransfer, taking advantage of employer loan repayment, and making your minimum loan payment. …