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Keep up to date with the latest news about planning and financing a college education and preparing for your financial future, from experts here at MEFA and across the industry. Browse through our blog and use it as your very own college planning guide.

Borrowing Wisely Means Having a Plan
Before borrowing, take into consideration what you expect to make in your first job, what your loan payment will look like when you graduate, and what you estimate your other future expenses to be. …
By Lisa Rooney    |
How Much Will I Need for Non-Billed College Expenses?
We break down the most common examples, including books, laptop, travel, dorm needs, parking fees, and food and beverage. …
By Lauren Patten    |
Determine each school's total cost including billed and unbilled expenses, determine each school's net cost including grants and scholarships, and determine any future year net cost changes by speaking to the financial aid office. …
By Lauren Patten    |
Father and daughter using laptop in living room
We discuss work study, the John and Abigail Adams Scholarship, how scholarships affect financial aid, subsidized vs unsubsidized loans, Federal Direct Loan limits and interest rates, MA state aid, and how to use your college savings funds. …
By Meredith Clement    |
Catherine's Story: Community College to 4-Year Degree
The Director of Financial Aid at Brandeis University discusses her journey to Boston College, adjustments she faced after transferring, the benefits of the Commonwealth Commitment, and potential challenges for community college students. …
By Julie Shields-Rutyna, Catherine Nelson    |
Introducing Our New Expected Family Contribution (EFC) Calculator
Calculate your EFC by entering your state of residence, the number of people in your household, the number of children you anticipate to be in college, information about the finances of the student's parents, and financial information for the student.…
By Meredith Clement    |
Can I Ask a Financial Aid Office for More Money?
We asked financial aid administrators at three different Massachusetts colleges how they would respond if a perspective student appealed for more financial aid. Answers ranged from not matching another school's offer to potentially granting more moderate requests. …
By Jonathan Hughes    |
How to Search for College Scholarships Online
Tips include creating a spreadsheet, starting local then expanding, searching scholarship databases, and creating an account. …
By Lauren Patten    |
The College Board Opportunity Scholarships
Students complete steps to earn a chance for a scholarship of up to $40,000, including Building a College List, Practicing for the SAT, Improving SAT Scores, Strengthening Their College List, Completing the FAFSA, and Applying to Colleges…
By Jenny Caccavale    |
You've Been Approved for a MEFA Loan. Now What?
Next steps include signing the MEFA Loan Agreement (MLA) and Self-Certification Form, having the college certify the loan, setting up an account with our servicer American Education Services (AES), returning excess funds, and making voluntary payments if you wish to do so. …
By Stephanie Wells    |
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