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College Savings Plans

College Savings Plans

The sooner you begin saving for college, the less you'll need to borrow—and repay. MEFA offers all of the resources you need to get started with college savings plans.

College Savings Plans
College Savings Plans

The sooner you begin saving for college, the less you'll need to borrow—and repay. MEFA offers all of the resources you need to get started with college savings plans.

Massachusetts College Savings Plans

U.Plan Prepaid Tuition
A prepaid tuition program that offers tax advantages and lets you save for college while locking in today's rates.

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U.Fund College Investing Plan
As the MA 529 college savings plan, this plan offers affordability, flexibility, and tax advantages.

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Attainable Savings Plan
We are the state sponsor of Attainable, the Achieving a Better Life Experience (ABLE) Savings Plan.

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BabySteps Savings Plan
Your child might be eligible to receive a $50 seed deposit into a U.Fund 529 College Investing Plan account.

Learn More →

Save for college early

Start Saving Now

College is an investment, and it's important to start saving for it as soon as you can. Use our College Planning Tool to create a personal strategy to get started with college savings plans and pay for your child's higher education costs. Record your current college savings plan information, project your future college expenses, and receive guidance on creating a college savings plan that works for your family.

College Planning Tool

College Cost Forecaster


College Savings Calculator

Saving for College Webinar
Watch our pre-recorded webinar on saving for college to learn how to select a savings plan, the minimum amount needed to set up an account, and valuable tax benefits to saving.

Though it's never too late to start a college savings plan

There are certainly advantages to beginning early on in your child's life.  Our chart below illustrates the benefits of beginning to save when your child is young.

Kindergarten
3rd Grade
6th Grade
9th Grade

*This is just an estimate and based on a 7% rate of return
**Based on the 10th edition of the Fidelity College Savings Indicator Study

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