Start Saving Now

College is an investment, and it’s important to start saving for it as soon as you can. Use our College Planning Tool to create a personal strategy to pay for your child’s higher education costs. Record your current college savings information, project your future college expenses, and receive guidance on creating a college savings plan that works for your family.

Though it’s never too late to begin a college savings program, there are certainly advantages to starting early on in your child’s life.  Our chart below illustrates the benefits of beginning to save when your child is young.

Tools & Resources

Make a Plan to Save

Massachusetts families with a plan to save for college save on average $150 more per month than those families without a plan**. Create a savings strategy for your family by following our steps. Learn More

The Truth About Saving for College

Almost everywhere you look, you’re confronted with myths and rumors about saving for college. At MEFA, you get the facts. Learn More

Save for Tomorrow, Starting Today

If you’re worried that you’ll never be able to pay for college, you’re not alone. Watch this brief video to find out how MEFA helped families just like yours. Watch Video

College Savings Tips

Need a plan to start saving for college? Our college savings tips offer guidance on how to fit saving for college into your budget. Learn More

College Savings: Compare Your Options

When it comes to saving for college, you have options. Find out the benefits and differences of each in this handy comparison chart. Learn More

6 Steps for College Savings Resolutions

Did you make a resolution to start saving for college, or to save more? We have six steps for you to follow. Learn More

MA College Savings Plans


U.Plan Prepaid Tuition Program

The U.Plan, one of the nation’s most dependable prepaid tuition programs, offers tax advantages and lets you save for college while locking in today’s rates. Learn More


U.Fund College Investing Plan

As the Massachusetts 529 college savings plan, the U.Fund offers affordability, flexibility, and powerful tax advantages. Learn More

Saving for College Webinar

Watch our pre-recorded webinar on saving for college to learn how to select a savings plan, the minimum amount needed to set up an account, and valuable tax benefits to saving. Watch Webinar

*This is just an estimate and based on a 7% rate of return
**Based on the 10th edition of the Fidelity College Savings Indicator Study


Mother with baby
“I count participating in the UPLAN among the very best decisions we have made in our life.”


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College Cost Forecaster

College Savings Calculator

College Savings

7 Back to School College Savings Tips

Tips include using daycare money, getting your child involved, selling Halloween costumes, encouraging college gifting, planning meals, having a yard sale, and selling gift cards.

It’s Never Too Late to Start Saving

MEFA’s U.Fund is the Massachusetts 529 college savings plan that lets you save for higher education expenses at colleges and universities across the country.

Start Saving

MEFA Videos

Hear from MEFA’s college planning experts on a wide array of topics in our short videos

Watch the videos