MEFA is here to help you pay for college.
College is the promise millions of Americans make to their children the day they are born. But it comes with a cost. Most of us can't save it all. None of us can borrow it all. But we can help you build your own unique plan of savings, loans, and guidance to achieve your goals.

Savings Products
Explore your reliable and affordable options for college savings plans.

Loan Products
We're not a bank, but we're fluent in low-cost fixed interest rate loans with multiple repayment options.

Scholarships
Review upcoming scholarships opportunities and get information on private scholarships.

Planning Tools
Helpful resources for every step of the way, from calculators to timelines to spreadsheets.

Guidance

Financial Aid
Learn how to apply for financial aid and watch our webinar on the FAFSA.
How to Pay for College: A Guide for High School Seniors & Families
Once you've received your college acceptance letters and financial aid offers, you'll need to select a school and create a college payment strategy. We have several resources to help you, including live and on-demand webinars, articles, and calculators, in our How to Pay for College guide.
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Student Loan Refinancing
Combine your existing student loan debt into one low-cost, easy-to-manage refinanced loan.


Refinancing Products
Choose from 7-, 10-, or 15-year repayment terms for low, fixed interest rate refinancing loans.

Tools
Check out how you might lower your monthly payment with our Loan Refinancing Calculator.

Guidance
Learn how refinancing can create additional discretionary income, and which loan is best for you.