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College Savings Plans

The sooner you begin saving for college, the less you'll need to borrow—and repay. MEFA offers all of the resources you need to get started with college savings plans.

The sooner you begin saving for college, the less you'll need to borrow—and repay. MEFA offers all of the resources you need to get started with college savings plans.

Start saving for college now

U.Plan Prepaid Tuition

A prepaid tuition program that offers tax advantages and lets you save for college while locking in today's rates.

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U.Fund College Investing Plan

As the MA 529 college savings plan, this plan offers affordability, flexibility, and tax advantages.

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Attainable Savings Plan

We are the state sponsor of Attainable, the Achieving a Better Life Experience (ABLE) Savings Plan.

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BabySteps Savings Plan

Your child might be eligible to receive a $50 seed deposit into a U.Fund 529 College Investing Plan account.

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Save for college early

Create a college savings plan early

College is an investment, and it's important to start saving for it as soon as you can. Use our College Planning Tool to create a personal strategy to get started with college savings plans and pay for your child's higher education costs. Record your current college savings plan information, project your future college expenses, and receive guidance on creating a college savings plan that works for your family.

College Planning Tool

Saving for College Webinar

Watch our pre-recorded webinar on saving for college to learn how to select a savings plan, the minimum amount needed to set up an account, and valuable tax benefits to saving.

Watch Now

It's never too late to start a college savings plan

There are certainly advantages to beginning early on in your child's life. Our chart below illustrates the benefits of beginning to save when your child is young.

Kindergarten

3rd Grade

6th Grade

9th Grade

*This is just an estimate and based on a 7% rate of return
**Based on the 10th edition of the Fidelity College Savings Indicator Study