If you want to improve your credit score, there are steps you can take. First, review your credit report from all reporting agencies to ensure there are no errors. If you find an error, contact the reporting agency to have the error corrected. You can request a free credit report at AnnualCreditReport.com. Next, pay any outstanding bills on time. If you are having trouble making payments, contact your creditors or a credit counselor. You’ll also want to keep your credit card balances low. And lastly, begin to pay off your debt, starting with the highest interest rate debt first. Remember, the best way to improve your credit score is to focus on managing your credit responsibly over time. To learn more, visit our article,  Understanding Your Credit.