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About Us

Our Mission: College Affordability for All

We, the Massachusetts Educational Financing Authority, are a state authority with an essential public function, committed to helping students and their families plan, save, and pay for college and reach financial goals.

Father and son

What We Do

Guide Families

Our College Planning Team offers live webinars, as well as support via phone, email, and one-on-one appointments, to help families, in real time, navigate every stage of planning for college and beyond.

Create Resources

Our articles, calculators, videos, podcast, and email curriculum are designed by our expert staff to stay relevant, timely, and comprehensive.

Focus on Students

MEFA Pathway, our free college and career planning website, guides students in grades 6-12 toward a future that fits them best.

Train Partners

We provide trainings for school counselors, college access professionals, and college administrators to share our knowledge on a range of college planning topics, including financial aid, admissions, and student loans.

Provide Financial Solutions

Our tax-advantaged savings plans allow families to save for college and disability expenses, while our competitive, fixed-rate loans offer an affordable financing (and refinancing) option for a college education.

Community-Oriented and Value-Minded

Decades of Service

The Massachusetts State Legislature created MEFA in 1982 to help families pay for college

Free Resources

Articles, webinars, podcast episodes, videos, calculators, and more guide families through college planning

Versatile Products

Tax-advantaged savings plans and fixed-rate loans provide affordable college financing solutions

MEFA Leadership