MEFA's Refinancing LoanMEFA's Refinancing Loan

Interested in lowering your monthly education loan payment?

Consider MEFA's Refinancing Loan

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How can we help you?

Welcome to a lifetime of valuable college planning tools and resources.


with our expert guidance


Planning by Grade

Planning Tips

Add saving for college to your regular budget, like saving for retirement and paying your household bills.

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Your Free College Planning Tool

Plan for college and career during the middle and high school years with MEFA Pathway Your Plan for the Future℠.

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with affordable, reliable programs


U.Plan® Prepaid Tuition Program

Lock in today’s tuition costs at a network of colleges and universities in Massachusetts.

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U.Fund® 529 College Investing Plan

Choose your own investments, and use your savings at virtually any college.

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The Attainable Savings PlanSM

Save in a tax-advantaged account for the health and personal expenses of individuals with disabilities.

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with funds from a variety of sources


MEFA Loans

Find out about our low-cost college loans, which offer fixed interest rates and several repayment options:

Undergraduate Loans

Graduate Loans

Education Refinancing Loans

Combine your existing college debt into one loan that’s easy to manage.

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Understanding Financial Aid

Catch up on the basics about financial aid — what’s available, who’s eligible, and more.

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News & Events

From The Blog

How to make the most of an accepted student campus visit

Pay attention to housing, the dining hall, transportation, safety, the social scene, and academics.

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College Admissions

College Admissions Seminar

The college application process can be overwhelming for high school juniors and seniors, as well as their families. This seminar provides a detailed overview of the entire process, including current…

Monday, March 26, 2018
6:30pm – 8:30pm
Presentation of Mary Academy
209 Lawrence Street, Methuen, MA

Counselor Webinar Series

Helping Families Understand Financial Aid Award Letters

This webinar will provide valuable information to school counselors and college access professionals as you help families understand their financial aid award letters. Topics will include an overview of the…

Tuesday, April 3rd, 2018
10:00am – 11:00am


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For Counselors and College Administrators

Take advantage of the free training and resources we offer to help you serve college-bound students and their families:

School CounselorsCollege Administrators