MEFA Undergraduate and Graduate LoansMEFA Undergraduate and Graduate Loans

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Welcome to a lifetime of valuable tools and resources to help with college planning and financing for students.


with our expert guidance


Planning by Grade

Planning Tips

Add saving for college to your regular budget, like saving for retirement and paying your household bills.

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Your Free College Planning Tool

Plan for college and career during the middle and high school years with MEFA Pathway Your Plan for the Future℠.

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with affordable, reliable programs


U.Plan® Prepaid Tuition Program

Lock in today’s tuition and mandatory fee costs at a network of colleges and universities in Massachusetts.

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U.Fund® 529 College Investing Plan

Choose your own investments, and use your savings at virtually any college in the country.

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The Attainable Savings PlanSM

Save in a tax-advantaged account for the health and personal expenses of individuals with disabilities.

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with funds from a variety of sources


MEFA Loans

Find out about our low-cost college loans, which offer fixed interest rates and several repayment options:

Undergraduate Loans

Graduate Loans

Education Refinancing Loans

Combine your existing college debt into one loan that’s easy to manage.

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Understanding Financial Aid

Catch up on the basics about financial aid — what’s available, who’s eligible, and more.

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News & Events

From The Blog

Finding Scholarships with

Learn what is, what sets it apart from other online scholarship platforms, how it got started, how students can apply for scholarships, and how students have been successful in the past.

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Community Events

Start U.Reading with Magician Ed Popielarczyk

Bring your preschool-age child for a magical morning at the U.Fund Start U.Reading program. Children will hear stories and then have the opportunity to meet professional magician, balloon sculptor, flea…

Thursday, February 20, 2020
Middleborough Public Library
102 North Main Street, Middleborough, MA

Family Webinar Series

Search for Colleges and Build a College List with MEFA Pathway

Learn how to select specific criteria to search for colleges and build a college list using MEFA Pathway. To request closed captioning on a webinar, please contact Lauren Patten at…

Tuesday, February 25th, 2020
2:00pm – 2:30pm


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Baby Steps

BabySteps Savings Plan

Through BabySteps, every child born or adopted on or after January 1, 2020 who is a Massachusetts resident will be eligible to receive a $50 seed deposit into a U.Fund 529 College Investing Plan account.

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