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MEFA is here to help you pay for college.

College is the promise millions of Americans make to their children the day they are born. But it comes with a cost. Most of us can't save it all. None of us can borrow it all. But we can help you build your own unique plan of savings, loans, and guidance to achieve your goals.

Guidance
Get invaluable information through blog posts, videos, or one-on-one phone calls.
Savings Products
Explore your reliable and affordable options for college savings plans.
Planning Tools
Real resources for every step of the way, from calculators to timelines to spreadsheets.
Loan Products
We're not a bank, but we're fluent in low-cost fixed interest rate loans with multiple repayment options.
Understanding the FAFSA Webinar
This webinar provides a detailed overview of the Free Application for Federal Student Aid (FAFSA), the main application for college financial aid. You'll learn step-by-step instructions on completing the application, helpful tips on answering questions correctly, and important next steps. You can print the webinar slides to follow along.
Student Loan Refinancing

Combine your existing student loan debt into one low-cost, easy-to-manage refinanced loan.

Refinancing Products
Choose from fixed or variable interest rates and 7-, 10-, or 15-year repayment terms for refinancing loans.
Tools
Check out how you might lower your monthly payment with our Loan Refinancing Calculator.
Guidance
Learn how refinancing can create additional discretionary income, and which loan is best for you.
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