Savings Plans
- U.Plan Prepaid Tuition Program
Lock in a % of current tuition prices at over 70 participating MA colleges and universities. - U.Fund 529 College Investment Plan
Save for qualified education expenses at any eligible institution in the country. - Attainable Savings Plan
Individuals with disabilities can save in a tax-advantaged account without affecting federal benefits.
Paying for College
College Planning
- College Admissions Process
- College Planning Tool
Create a personalized college savings strategy - MEFA Pathway
Free college and career planning portal (grades 6-12) - College Planning Resources
- Schedule a 1-on-1 Advising Session
College Savings Gifting
Learn how family members and friends can give your child the gift of college savings.
MEFA is here to help you pay for college.
College is the promise millions of Americans make to their children the day they are born. But it comes with a cost. Most of us can't save it all. None of us can borrow it all. But we can help you build your own unique plan of savings, loans, and guidance to achieve your goals.

Savings Products
Explore your reliable and affordable options for college savings plans.

Loan Products
We're not a bank, but we're fluent in low-cost fixed interest rate loans with multiple repayment options.

Scholarships
Review upcoming scholarships opportunities and get information on private scholarships.

Planning Tools
Helpful resources for every step of the way, from calculators to timelines to spreadsheets.

Guidance

Financial Aid
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Student Loan Refinancing
Combine your existing student loan debt into one low-cost, easy-to-manage refinanced loan.


Refinancing Products
Choose from 7-, 10-, or 15-year repayment terms for low, fixed interest rate refinancing loans.

Tools
Check out how you might lower your monthly payment with our Loan Refinancing Calculator.

Guidance
Learn how refinancing can create additional discretionary income, and which loan is best for you.