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Welcome to a lifetime of valuable tools and resources to help with college planning and financing for students.

Plan

with our expert guidance

Plan

Planning by Grade

Planning Tips

Add saving for college to your regular budget, like saving for retirement and paying your household bills.

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Your Free College Planning Tool

Plan for college and career during the middle and high school years with MEFA Pathway Your Plan for the Future℠.

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Save

with affordable, reliable programs

Save

U.Plan® Prepaid Tuition Program

Lock in today’s tuition and mandatory fee costs at a network of colleges and universities in Massachusetts.

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U.Fund® 529 College Investing Plan

Choose your own investments, and use your savings at virtually any college in the country.

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The Attainable Savings PlanSM

Save in a tax-advantaged account for the health and personal expenses of individuals with disabilities.

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Pay

with funds from a variety of sources

Pay

MEFA Loans

Find out about our low-cost college loans, which offer fixed interest rates and several repayment options:

Undergraduate Loans

Graduate Loans

Education Refinancing Loans

Combine your existing college debt into one loan that’s easy to manage.

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Understanding Financial Aid

Catch up on the basics about financial aid — what’s available, who’s eligible, and more.

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News & Events

From The Blog

5 College Admissions FAQs

Topics include how to share hobbies that are not official groups or clubs, finding full-need schools, college interviews, the cost of admissions applications, and applying to out-of-state colleges.

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College Admissions

College Admissions Seminar

The college application process can be overwhelming for high school juniors and seniors, as well as their families. This seminar provides a detailed overview of the entire process, including current…

Wednesday, January 29, 2020
6:30pm – 8:30pm
West Springfield High School
425 Piper Road, West Springfield, MA

Family Webinar Series

The Timeline of College Admissions

Looking ahead to college admissions? Start the process by attending this short webinar, which will provide a comprehensive timeline to what you need to do over the next several months….

Thursday, January 30th, 2020
12:00pm – 12:15pm

Register

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Baby Steps

BabySteps Savings Plan

Through BabySteps, every child born or adopted on or after January 1, 2020 who is a Massachusetts resident will be eligible to receive a $50 seed deposit into a U.Fund 529 College Investing Plan account.

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