MEFA Undergraduate and Graduate LoansMEFA Undergraduate and Graduate Loans

MEFA Loan borrowers who have been impacted by COVID-19 and are experiencing economic hardship: we have options for you during this unprecedented time

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How can we help you with student financing?

Welcome to a lifetime of valuable tools and resources to help with college planning and financing for students.


with our expert guidance


Planning by Grade

Planning Tips

Add saving for college to your regular budget, like saving for retirement and paying your household bills.

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Your Free College Planning Tool

Plan for college and career during the middle and high school years with MEFA Pathway Your Plan for the Future℠.

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with affordable, reliable programs


U.Plan® Prepaid Tuition Program

Lock in today’s tuition and mandatory fee costs at a network of colleges and universities in Massachusetts.

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U.Fund® 529 College Investing Plan

Choose your own investments, and use your savings at virtually any college in the country.

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The Attainable Savings PlanSM

Save in a tax-advantaged account for the health and personal expenses of individuals with disabilities.

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with funds from a variety of sources


MEFA Loans

Find out about our low-cost college loans, which offer fixed interest rates and several repayment options:

Undergraduate Loans

Graduate Loans

COVID-19 Relief

Education Refinancing Loans

Combine your existing college debt into one loan that’s easy to manage.

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Understanding Financial Aid

Catch up on the basics about financial aid — what’s available, who’s eligible, and more.

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Receive tips and updates by e-mail.

News & Events

From The Blog

Finding Scholarships with MEFA Pathway

Learn what MEFA Pathway is, what sets it apart from other online scholarship platforms, what kind of scholarships you can search for, and how to get started.

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Community Events

U.Fund Dreams Tour at MayFair

Our U.Fund Dreams Tour provides a full interactive experience that allows children to imagine themselves in different occupations while parents learn all of the information they need about saving for college.

Sunday, May 17, 2020

Brattle Plaza on Brattle Street, Cambridge, MA

Family Webinar Series

After the College Acceptance

This webinar will provide valuable guidance on understanding financial aid awards, making the college decision, and putting together a plan to pay for college. Topics include an overview of different…

Thursday, April 9th, 2020
7:00pm – 8:00pm


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Baby Steps

BabySteps Savings Plan

Through BabySteps, every child born or adopted on or after January 1, 2020 who is a Massachusetts resident will be eligible to receive a $50 seed deposit into a U.Fund 529 College Investing Plan account.

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