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The help you need.
The authority you can trust.

We have valuable resources and tools to help you prepare for the future and navigate the college planning process. We're the Massachusetts Educational Financing Authority. And our mission is you.

Savings Plans

U.Plan Prepaid Tuition Program
Lock in a % of current tuition prices at over 70 participating MA colleges and universities.
U.Fund 529 College Investment Plan
Save for qualified education expenses at any eligible institution in the country.
Attainable Savings Plan
Individuals with disabilities can save in a tax-advantaged account without affecting federal benefits.

Paying for College

College Planning

College Admissions Process
College Planning Tool
Create a personalized college savings strategy
MEFA Pathway
Free college and career planning portal (grades 6-12)
College Planning Resources
Schedule a 1-on-1 Advising Session

College Savings Gifting

Learn how family members and friends can give your child the gift of college savings.

Get the details

MEFA is here to help you pay for college.

College is the promise millions of Americans make to their children the day they are born. But it comes with a cost. Most of us can't save it all. None of us can borrow it all. But we can help you build your own unique plan of savings, loans, and guidance to achieve your goals.

Savings Products

Explore your reliable and affordable options for college savings plans.

Loan Products

We're not a bank, but we're fluent in low-cost fixed interest rate loans with multiple repayment options.

Scholarships

Review upcoming scholarships opportunities and get information on private scholarships.

Planning Tools

Helpful resources for every step of the way, from calculators to timelines to spreadsheets.

Guidance

Get invaluable information through blog posts, videos, or one-on-one phone calls.

Financial Aid

Learn how to apply for financial aid and watch our webinar on the entire financial aid process.

Sign Up for Emails

Enter your email address to receive relevant, helpful
college planning tips.

Student Loan Refinancing

Combine your existing student loan debt into one low-cost, easy-to-manage refinanced loan.

Refinancing Products

Choose from 7-, 10-, or 15-year repayment terms for low, fixed interest rate refinancing loans.

Tools

Check out how you might lower your monthly payment with our Loan Refinancing Calculator.

Guidance

Learn how refinancing can create additional discretionary income, and which loan is best for you.

Events & Webinars

Wednesday, July 12, 2023 | 6:30pm - 7:30pm

Comparing College Loan Options: Spring 2023

There's a lot to consider when borrowing a loan to pay for college. This webinar will help you differentiate among college loan options and better understand the true cost of borrowing. Live transcription will be available.

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