Interested in lowering your monthly education loan payment?

Consider MEFA's Refinancing Loan

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How can we help you?

Welcome to a lifetime of valuable college planning tools and resources.


with our expert guidance

Planning by Grade

Planning Tips

Add saving for college to your regular budget, like saving for retirement and paying your household bills.

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Your Free College Planning Tool

Plan for college during the middle and high school years with YourPlanForTheFuture.

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with affordable, reliable programs

U.Plan Prepaid Tuition Program

Lock in today’s tuition costs at a network of colleges and universities in Massachusetts.

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U.Fund 529 College Investing Plan

Choose your own investments, and use your savings at virtually any college.

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College Savings Overview

Watch our webinar to learn the basics on saving for college.

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with funds from a variety of sources

Understanding Financial Aid

Catch up on the basics about financial aid — what’s available, who’s eligible, and more.

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MEFA Loans

Find out about our low-cost college loans, which offer fixed interest rates and several repayment options:

Undergraduate Loans

Graduate Loans

Education Refinancing Loans

Combine your existing college debt into one loan that’s easy to manage.

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News & Events

From The Blog

MEFA’s U.Plan Helps Families Lower College Costs

Lock in tomorrow’s tuition at today’s rates The annual enrollment period for the U.Plan Prepaid College Tuition Program runs from May 1st to June 30th. This is the time for…

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Community Events

U.Fund Dreams Tour @ Hubbub Festival

Come make planning for the future fun with the U.Fund Dreams Tour. We’ll have a full interactive experience that allows children to imagine themselves in different occupations while parents learn…

Saturday, June 4, 2016
9:00am – 5:00pm
Copley Square
560 Boylston Street, Boston, MA

Family Webinar Series

Comparing Loan Options

This webinar will help families differentiate between college loan options and better understand the true cost of borrowing.

Thursday, June 2nd, 2016
12:00pm – 1:00pm


Add to Calendar

For Counselors and College Administrators

Take advantage of the free training and resources we offer to help you serve college-bound students and their families:

School CounselorsCollege Administrators