Interested in lowering your monthly education loan payment?

Consider MEFA's Refinancing Loan

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How can we help you?

Welcome to a lifetime of valuable college planning tools and resources.


with our expert guidance

Planning by Grade

Planning Tips

Add saving for college to your regular budget, like saving for retirement and paying your household bills.

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Your Free College Planning Tool

Plan for college during the middle and high school years with YourPlanForTheFuture.

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with affordable, reliable programs

U.Plan Prepaid Tuition Program

Lock in today’s tuition costs at a network of colleges and universities in Massachusetts.

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U.Fund 529 College Investing Plan

Choose your own investments, and use your savings at virtually any college.

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College Savings Overview

Watch our webinar to learn the basics on saving for college.

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with funds from a variety of sources

MEFA Loans

Find out about our low-cost college loans, which offer fixed interest rates and several repayment options:

Undergraduate Loans

Graduate Loans

Education Refinancing Loans

Combine your existing college debt into one loan that’s easy to manage.

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Understanding Financial Aid

Catch up on the basics about financial aid — what’s available, who’s eligible, and more.

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News & Events

From The Blog

Saving big with the U.Plan: One family’s story

Paulette Ann Silva Glasser and her husband of Billerica, MA have been dedicated savers in the U.Plan for over 20 years. Paulette’s enthusiasm for the U.Plan has led her to…

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Community Events

Start U.Reading with Winnie the Pooh

Bring your preschool-aged child and watch a literary character come to life in the U.Fund Start U.Reading program. Children will hear stories and then have the opportunity to meet popular…

Thursday, July 14, 2016
Burlington Public Library
22 Sears Street, Burlington, MA

Family Webinar Series

Comparing Loan Options

This webinar will help families differentiate between college loan options and better understand the true cost of borrowing.

Tuesday, July 12th, 2016
12:00pm – 1:00pm


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For Counselors and College Administrators

Take advantage of the free training and resources we offer to help you serve college-bound students and their families:

School CounselorsCollege Administrators