MEFA's Refinancing LoanMEFA's Refinancing Loan

Interested in lowering your monthly education loan payment?

Consider MEFA's Refinancing Loan

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How can we help you?

Welcome to a lifetime of valuable college planning tools and resources.


with our expert guidance


Planning by Grade

Planning Tips

Add saving for college to your regular budget, like saving for retirement and paying your household bills.

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Your Free College Planning Tool

Plan for college during the middle and high school years with YourPlanForTheFuture.

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with affordable, reliable programs


U.Plan Prepaid Tuition Program

Lock in today’s tuition costs at a network of colleges and universities in Massachusetts.

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U.Fund 529 College Investing Plan

Choose your own investments, and use your savings at virtually any college.

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ABLE Savings Account Program

Save in a tax-advantaged account for the health and personal expenses of individuals with disabilities.

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with funds from a variety of sources


MEFA Loans

Find out about our low-cost college loans, which offer fixed interest rates and several repayment options:

Undergraduate Loans

Graduate Loans

Education Refinancing Loans

Combine your existing college debt into one loan that’s easy to manage.

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Understanding Financial Aid

Catch up on the basics about financial aid — what’s available, who’s eligible, and more.

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News & Events

From The Blog

Saving big with the U.Plan: One family’s story

Paulette Ann Silva Glasser and her husband of Billerica, MA have been dedicated savers in the U.Plan for over 20 years. Paulette’s enthusiasm for the U.Plan has led her to…

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Community Events

U.Fund Dreams Tour @ Boo at the Zoo – Stone Zoo

Come make planning for the future fun with the U.Fund Dreams Tour. We’ll have a full interactive experience that allows children to imagine themselves in different occupations while parents learn…

Sunday, October 23, 2016
10:00am – 3:00pm
149 Pond Street, Stoneham, MA

Family Webinar Series

Connecting to Career Possibilities with YourPlanForTheFuture (YPFF)

Attend this mini webinar to get an in-depth overview of how the “What Do I Like?” and “What Do I Value?” inventories tie into a robust list of careers based…

Wednesday, October 26th, 2016
1:00pm – 1:30pm


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For Counselors and College Administrators

Take advantage of the free training and resources we offer to help you serve college-bound students and their families:

School CounselorsCollege Administrators