Helping you plan, save, and pay for college
Undergraduate
Current APR Rate
3.29% – 8.89% APR*
Graduate
Current APR Rate
7.24% – 8.89% APR*
Undergraduate
Current APR Rate
3.29% – 8.89% APR*
Graduate
Current APR Rate
7.24% – 8.89% APR*
Start PlanningThis information from MEFA will help me so much to guide my son in his college path. Thank you!
Start SavingLocking in rates with MEFA’s U.Plan when tuition costs continue to steadily rise is a tremendous value.
Start PayingMEFA has the best interest rates by far of all the places we looked. I’m so happy we learned about MEFA.
Providing you tools and resources to plan for your child’s future
Whether you’re the parent of a young child, a high schooler planning for your degree, or a college student looking ahead to a career, MEFA has the information you need to map out a plan for tackling what’s ahead.
- Pre-K & Elementary
- Middle School
- High School
- College
Announcements
College Loans 3.29%-8.89% APR*
Fixed interest rates, multiple repayment options, no application or origination fees, and an instant decision on complete applications
*The Annual Percentage Rate (APR) is designed to help consumers understand the relative cost of a loan and reflects MEFA’s current underwriting criteria, loan rates, and deferment period assumptions. MEFA’s lowest rates are only available to the most creditworthy applicants.
Start saving for their future today
Our savings products allow you to set aside funds to pay for college and disability-related expenses in tax-advantaged accounts
Lock in tomorrow’s tuition at today’s prices by saving in our prepaid tuition program
You can use your savings in the Massachusetts 529 college savings plan at any eligible institution in the country
Save for the health and personal expenses of individuals with disabilities without affecting federal benefits
You have options when it comes to paying for college
Our guidance on financial aid can help you navigate the process, and our fixed-rate loans offer financing solutions. We also have information on programs to save on the cost of college for MA residents.
- MEFA Loans
- Financial Aid
- Refinancing
- MA Programs
Our Goal: College Affordability
- Helping Families Since 1982
- Created at the Request of MA Colleges
- Focused on Student Success
- Guiding Principles
Solutions That Make Sense
- Tax-Advantaged Savings Plans
- Fixed-Rate Loans
- Expert Guidance
- Community Partnerships
MEFA Undergraduate Loan Payment Calculator
Popular Tools & Key Guidance
Related Resources
