As part of the process of obtaining a MEFA Education Refinancing Loan, you will need to send us a 30-day payoff statement from each of your current lenders. A payoff statement is a separate document from your monthly statement, and must be requested by you. It will show the amount you still owe your lender in order to pay off your current loan. Your total payoff amount is different from your current balance, as it includes the amount of interest you owe through the day you intend to fully pay off your loan.

We have included below the specific instructions to obtain a payoff statement from each of several different lenders.  Please follow the steps outlined for the lender(s) of your loan(s) to be refinanced. If your lender is not listed, you may be able to request a payoff statement on your lender’s website under your account sign-in. If you cannot request a statement online, please contact your lender directly.

American Education Services (AES) 

Call (800) 233-0557 to request a 30-day payoff or follow the servicer instructions provided on the link below.

http://www.aessuccess.org/manage/repaying_your_loan/loan_payoff.shtml

 

Aspire Resources 

Call (800) 243-7552 to request a 30-day payoff statement.

 

Bank of North Dakota (BND) 

Call  (800) 472-2166 to request a 30-day payoff statement or select the link and follow the instructions provided below.

Log in to your account at https://bnd.nd.gov/studentloans/manage-your-loan/

Click on the “View Payoff Details” tab next to your “Outstanding Balance” link in the “Account Snapshot” summary on the page.

Under the “Select Number of Days” choose “30” to obtain your 30-day payoff statement.

 

Citi Bank (CITI) 

Call (800) 967-2400 to request a 30-day payoff statement.

 

Cornerstone 

Call (800) 663-1662 to request a 30-day payoff statement or follow the servicer instructions provided at the link below.

https://www.mycornerstoneloan.org/Payments/Payoff

 

Discover  

Call (800) STUDENT to request a 30-day payoff statement.

 

EDSF/EdFinancial 

FFELP & Private Loans: Call (800) 337-6884 to request a 30-day payoff statement or select the link and follow the instructions provided below.

Direct Loans: Call (855) 337-6884 to request a 30-day payoff statement or select the link and follow the instructions provided below.

Log in to your account at https://secure.edfinancial.myloanmanager.com/Account/Login?ReturnUrl=%2f

Click on the “View Payoff Details” tab next to your “Outstanding Balance” link in the “Account Snapshot” summary on the page.

Under the “Select Number of Days” choose “30” to find your 30-day payoff statement.

 

FedLoan Servicing (PHEAA)  

Call  (800) 699-2908 to request a 30-day payoff statement or follow the servicer instructions provided at the link below.

https://myfedloan.org/make-a-payment/loan-payoff.shtml

 

Firstmark Services (FMARK) 

Call (888) 538-7378 to request a 30-day payoff statement.

 

Granite State (GSMR) 

FFELP & Private Loans: Call (800) 719-0708 to request a 30-day payoff statement or select the link and follow the instructions provided below.

Direct Loans: Call (888) 556-0022 to request a 30-day payoff statement or select the link and follow the instructions provided below.

https://secure.gsmr.myloanmanager.com/Account/Login?ReturnUrl=%2f

View current outstanding balance.

Add 30 days’ worth of daily interest payments and to your current outstanding balance to calculate the 30-day payoff amount.

 

Great Lakes Education Loan Services  

Call (800) 236-4300 to request a 30-day payoff statement or select the link and follow the instructions provided below.

https://www.mygreatlakes.org/educate/login.html

Select “Payments” in the top navigation bar, and then click on the first option in the drop-down menu titled “Manage Payments.”

Click on “Calculate Payoff Amount.”

Use the “Choose Payoff Date” field to select the date “30 days from today.” Next click the “Calculate” button.

Your 30-day payoff amount will be shown.

 

Higher Education Student Assistance Authority (HESAA) 

Call (609) 584-4480 to request a 30-day payoff statement.

 

Kentucky Higher Education Student Loan Corporation (KSLC) 

Call (800) 693-8220 to request a 30-day payoff statement or select the link and follow the instructions provided below.

https://www.kheslc.com/login.html#.VpVqYE0m6Uk

Click “Loan Payoff Calculator” on left-hand side.

Enter “30 days” in the calculator.

 

MOHELA 

Call (888) 866-4352 to request a 30-day payoff statement or select the link and follow the instructions provided below.

https://www.mohela.com/Default.aspx

Log into your account and select “Payoff Calculator” under “Payment Assistance.”

Choose your payoff method (Online, Phone, or Mail).

Select your Payoff Date.

Select which loans you would like to pay off (you may choose one or more) and click “Calculate.”

Your Payoff Calculator Results will be presented to you and you will be able to print details of the payoff estimate.

 

National Education Servicing (NES) 

Call (800) 345-4325 to request a 30-day payoff statement or select the link and follow the instructions provided below.

https://www.nationaled.net/

Log in to your account and on the main account page, under the demographic information tab, you will find the payoff amount calculator.

Enter “30 days” into the calculator to get your 30-day payoff amount.

 

Navient 

FFEL and HEAL Loans: Call (888) 272-5543 to request a 30-day payoff statement.

U.S. Department of Education Loans: Call (800) 722-1300 to request a 30-day payoff statement.

Private Loans: Call (888) 272-5543 to request a 30-day payoff statement.

Or

Log in to your account at https://www.navient.com/loan-customers/

Click “Go to the previous website” link provided on the left-hand side under “More Options Online.”

Select the loan for which you wish to receive a payoff amount.

In the “Payment Information” box, click the link for “Loan Payoff Calculator.”

Choose “Mail – 10 Days” from the “Number of days needed for your payment to reach us” drop-down.

Select “date 21 days out from day in which you are doing calculation” in the “Date you are sending this payment” drop-down.

Select “Calculate” and your payoff amount will be provided.

 

Nelnet, Inc. (NELN) 

Call (888) 486-4722 to request a 30-day payoff statement or select the link and follow the instructions provided below.

Click on the “View Payoff Details” link. It is located next to the Outstanding Balance amount.

To calculate your 30-day payoff, use the “Select Number of Days” drop-down option at the top of the page.

Select “30” from the drop-down menu.

Make note of your 30-day payoff amount.

http://www.nelnet.com/FAQs/#payoff-information

 

New Mexico Student Loans (NMSL) 

Call (800) 279-5063 to request a 30-day payoff statement.

 

Oklahoma Student Loan Authority (OSLA) 

Call (866) 264-9762 to request a 30-day payoff statement.

 

South Carolina Student Loan 

Call (800) 347-2752 to request a 30-day payoff statement or select the link and follow the instructions provided below.

Log in to your account at https://www.scstudentloan.org/

Click on “Making a Payment” and it will provide different payoff scenarios, including a 30-day amount. Select the 30-day option.

 

VSAC Federal Loans 

Call (888) 932-5626 to request a 30-day payoff statement.

 

University Accounting Services, Inc. 

Call (800) 999-6227 to request a 30-day payoff statement.

 

Utah High Education Assistance Authority (UHEAA) 

Call (877) 336-7378 to request a 30-day payoff statement or select the link and follow the instructions provided below.

Log in to your account at https://uheaa.org/

Select the “View Loan Details” tab on the left side of the page.

The 30-day payoff information will be displayed at the bottom of the page.

 

Wells Fargo Education Financial Services (WELLS) 

Call (800) 658-3567 to request a 30-day payoff statement.