Learn how an Application and Solicitation Disclosure can provide facts on the interest rate, fees, repayment options, and eligibility criteria. …

Learn how your credit score can effect your loan rate when using tiered pricing. …

A monthly payment on a loan with a fixed interest rate will remain the same, while a monthly payment on a loan with a variable interest rate will fluctuate throughout the loan's lifetime. …

Other factors to consider are if the rate is fixed or variable, if the rate is tied to your credit score, if there is an origination fee, and what the repayment options are. …

Learn about Federal Direct Loans including when the interest rate is determined, how interest accumulates, the difference between subsidized and unsubsidized loans. …

Learn about Federal Direct Student Loans and the difference between subsidized and unubsidized loans. …

Learn why your balance may be higher than the original amount you borrowed, why your repayment is stretched out for so long, and steps you can take to manage your loan debt. …

Learn how to gather the data, understand financing, why the APR is important, the benefit of a monthly tuition payment plan, and the importance of federal financial aid. …