Learn about the Origination Fee, the cost associated with borrowing a Federal Direct Student Loan and some private loans.…

Your loan servicer can provide guidance and assistance. Learn how to find out who your loan servicer is if you have a Federal Direct Student Loan. …

Learn about this form that must be completed by an individual seeking to borrow a private education loan.…

Steps include leveraging your savings, utilizing an interest-free monthly payment plan, and considering education loans. …

Details include providing clear information up front, offering the lowest rates possible, helping families minimize debt, and being the authority you can trust. …

Learn how an Application and Solicitation Disclosure can provide facts on the interest rate, fees, repayment options, and eligibility criteria. …

Learn how your credit score can effect your loan rate when using tiered pricing. …

A monthly payment on a loan with a fixed interest rate will remain the same, while a monthly payment on a loan with a variable interest rate will fluctuate throughout the loan's lifetime. …

Other factors to consider are if the rate is fixed or variable, if the rate is tied to your credit score, if there is an origination fee, and what the repayment options are. …

Tips focus on student loans, budgeting, credit cards, and credit score…