Considering college for yourself or your child? It's smart to start saving as early as possible. Recent College Board* data suggests that children born now who attend college in eighteen years will face costs averaging more than $80,000 for four-year public institutions, and $200,000 or more for four-year private colleges. The more you save, the better prepared you'll be.

We've got lots of tips and suggestions to help you save for college. Plus two excellent ways to save for college in Massachusetts and keep up with rising costs. You can choose the college savings program that works best for you, based on your individual investing style and risk tolerance, or use both programs. The key is to start early.

The U.Fund, a tax-advantaged 529 College Investing Plan

• Can be used to save toward tuition, room, board, and other fees at any accredited college or university in the U.S.
• Offers potential returns exceeding inflation, but with no guarantee
• Is available to all U.S. residents