Clicking that "Apply Now" button can seem a little daunting. But at MEFA we want to empower you to make smart decisions by giving you all the information you need. Here's what to expect from our loan process.
1. Understand your loan terms
Review our . These PDF forms are now federally required by the Truth in Lending regulations to ensure loan applicants are getting clear and consistent information. No matter where you go for a loan, make sure you see these documents before applying.
2. Complete your application
We've simplified our loan application process, so you only need to complete the form once in order to see which loans you qualify for. If you’re new to MEFA, creating a new account is quick and easy. You can also apply by phone (1.800.266.0243). If you’re a returning MEFA customer, you can to complete your application.
3. Receive an instant credit decision
After submitting your application, you'll receive an instant credit decision indicating which loans you are eligible for, based on a review of your credit.
4. Complete and sign your loan documents
If your application passes the credit review, you will have an opportunity to review all your loan documents and perform the necessary actions to complete the application process.
