Student Savings, Loans & 529 College Plan | MEFA - Massachusetts Educational Financing Authority

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	Apply for a MEFA Loan Complete Your Loan Application MEFA U.Plan Prepaid Tuition Program® MEFA U.Fund College Investing Plan®

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What should we do to plan?
Is it worth trying to save?
How will we pay for college?

Plan for a student in...


	Pre K- Grade 6

	Grade 7 - 10

	Grade 11

	Grade 12

	College

	Graduate School

Just got that college bill? MEFA can help.

MEFA is one of the only sources of low-cost, fixed interest rate loans that feature consistent monthly payments, with immediate, deferred or interest-only repayment options. Apply now – the spring semester is just around the corner.

MEFA Undergraduate Loan with Deferred Repayment
Payments starting at $113.97 per month for every $10,000 borrowed

MEFA Student Deferred Loan with Co-Borrower Release Option
Payments starting at $117.08 per month for every $10,000 borrowed

MEFA Graduate Loan with Deferred Repayment
Payments starting at $113.97 per month for every $10,000 borrowed

MEFA's free seminars provide age-specific information about planning, saving and paying for college at high schools and community organizations across the Commonwealth. Visit us in your community.

Savings for College/Early College Planning Seminars
Learn about saving for college, how your savings impacts financial aid, and how, when and how much to save.

College Admissions Seminars
Learn about applying to college and financial aid basics.

College Financing Seminars
Learn about types of financial aid, how to apply and ways to pay the bill.

Find A Seminar

Everything students (and parents) need for
life after high school.

YourPlanForCollege.org, Massachusetts’ new college and career planning web portal, helps students and parents at participating high schools to stay on track in making plans for the future.

Organize your academic info, test scores, activities and personal information
Get free test-prep tutorials
Research schools and find the best fit for you
Track and submit applications online
Research and apply for financial aid
Plan for your career

Find out more at www.yourplanforcollege.org and talk to your school counselor to find out if your high school is participating.

I want to start
planning for college

MEFA Counselor

Download our parent brochure

I want to start
saving for college

U.Fund Massachusetts 529 Plan

U.Plan Prepaid Tuition Program

I want to
apply for a loan

Apply for a loan

Complete your loan application

Manage your money