It's more important than ever to shop around for an education loan that's right for your needs. MEFA is pleased to offer loans for undergraduate and graduate students, with some of the lowest interest rates and terms around.

* The Annual Percentage Rate (APR) reflects both the accruing interest and the effect of borrowing the origination fee and paying the expected monthly payment over the term of the loan. APR varies with length of deferral and the presence of a co-borrower.

**The deferred repayment option is subject to fund availability, is awarded on a first-come, first-served basis and is subject to significant eligibility guidelines. Interest rates for deferred loans may be higher than other interest rates. Deferred loans result in an increased cost of borrowing.

MEFA education loan availability is subject to MEFA’s acceptance and approval of a completed loan application, credit approval, and fund availability for the applicable loan category. MEFA reserves the right to modify or terminate benefits, products, services and terms in its sole discretion and without prior notice.

The information provided to you on this Web site has been obtained and/or compiled from sources we believe to be reliable.

The information, products, services, or terms are provided as is. MEFA does not and cannot guarantee the accuracy, validity, timeliness, and/or completeness of any information, data or documents made available on this Web site. Any dated information is published as of its date only, and MEFA does not undertake any obligation and/or responsibility to update or amend any such information or documents.