MEFA 529 student loans for college

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Higher Educational Professional 




After thirty years, MEFA is still doing exactly what it was created to do – helping to make higher education more accessible and affordable for Massachusetts students and families.  As the college financing expert, we are committed to providing you resources and tools as you work with college students throughout the Commonwealth.  





In line with our Community Outreach efforts, MEFA is committed to providing training and resources for our college and university colleagues throughout the Commonwealth. 


Resources From Previous Trainings 


  • The MEFA Loan Application Process Webinar demonstrated the MEFA Loan application process from a borrower's perspective. Watch the webinar (and share it with colleagues) to view what your families see when they apply for a MEFA Loan. You can watch the webinar recording here.

  • MEFA’s Financial Aid Training for College Admissions Counselors provided a comprehensive overview of the financial aid process, as well as important federal updates and a summary of new tools and resources for families and counselors. Check out the presentation slides below.

View the Financial Aid Overview presentation slides 


View the College Enrollment Tools & Resources slides 



Plan, Save, Pay 


MEFA continues to serve as Massachusetts’ expert in Planning, Saving and Paying for college. 



Over the past year, MEFA reached over 20,000 families at over 500 seminars across the state, educating students and parents on early college planning, college admissions and college financing. Contact us if you’re interested in hearing more about serving as a volunteer presenter to speak to families at high schools in your community. 


The U.Plan, MEFA’s Prepaid Tuition Program, and the U.Fund, Massachusetts’ 529 college savings plan, allow families to save easily and wisely for higher education expenses. 


The flagship fixed interest rate MEFA Loan remains one of the most affordable college financing options available for undergraduate and graduate students. 



Access MEFA's Loan Status Report, up-to-date MEFA Loan information.
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Call 800.842.1531 
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Find answers to common






MEFA’s Application and Solicitation Disclosures and Self-Certification form.  


Undergraduate Loan PDF 
Graduate Loan PDF 
Self-Certification Form PDF  



MEFA's Guide to Understanding Financial Aid.  


The Financial Aid Process PDF


U.Plan refund form  PDF



Connect with us 









In the community 


Find out how we’re helping families plan, save, and pay for college in your neighborhood. 

MEFA Loans U.Fund U.Plan Your Plan For The Future
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© 1998-2014 Massachusetts Educational Financing Authority All Rights Reserved. MEFA Massachusetts Educational Financing Authority℠, MEFA®, MEFA Loans, MEFA UPLAN PREPAID TUITION PROGRAM®, MEFA UPLAN℠, U.PLAN®, MEFA UFUND COLLEGE INVESTING PLAN℠, MEFA UFUND MASSACHUSETTS 529 PLAN®, MEFA UFUND℠, U.FUND START U.READING℠, U.FUND® and Massachusetts YOUR PLAN FOR THE FUTURE COLLEGE CAREER LIFE℠, are service marks of the Massachusetts Educational Financing Authority. All other trademarks and service marks appearing on this web site are the property of their respective owners.